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American ExpressAmexSnapshot ·partially checked against the issuer page on 2026-10-10 (annual fee, welcome offer, intro APR, purchase APR, earn rates); other figures pending verification

Blue Cash Everyday® Card from American Express

Modern households that order online frequently and want 3% on groceries, gas, and retail with $0 annual fee.

Official Financial Terms & Fees

Annual Fee$0
Base Earning Rate1% cash back on other purchases
Welcome Bonus OfferEarn $150 cash back (as Reward Dollars) after you spend $2,000 in purchases in your first 6 months of Card Membership (per Amex's page on 2026-10-10; offers change).
Regular APR19.74% - 28.74% Variable
0% Intro APR Window
Purchases: 0% intro APR for up to 18 months
Balance Transfers: 0% intro APR for up to 18 months
Foreign Transaction Fee2.7%
Recommended Credit ScoreGood to Excellent (670-850)
Official Bank DisclosureOfficial American Express Website ↗

✓ Reasons to Choose Blue Cash Everyday® Card from American Express

  • ✓ 3% cash back on U.S. online retail purchases up to $6,000 per year (Amazon, Target.com, Walmart.com)
  • ✓ 3% cash back at U.S. supermarkets (up to $6,000/yr, then 1%)
  • ✓ 3% cash back at U.S. gas stations (up to $6,000/yr, then 1%)
  • ✓ $0 annual fee and up to $84/year Disney Bundle credit ($7/month)

✕ Drawbacks to Keep in Mind

  • ✕ 2.7% foreign transaction fee
  • ✕ Each 3% category capped at $6,000 annual spend

Head-to-Head Showdowns Involving Blue Cash Everyday® Card from American Express

Blue Cash Everyday vs Preferred

For households spending more than $61/week on groceries, Blue Cash Preferred's 6% rate easily outper...

See full side-by-side math →