Capital OneVisaSnapshot 2026-10-10 ·pending verification: confirm on issuer page

Capital One Quicksilver Cash Rewards Credit Card

Cardholders looking for a simple, flat-rate cash back card with 0% APR and no foreign transaction fees.

Official Financial Terms & Fees

Annual Fee	$0
Base Earning Rate	1.5% cash back on every purchase
Welcome Bonus Offer	Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months.
Regular APR	19.99% - 29.99% Variable
0% Intro APR Window	Purchases: 0% intro APR for 15 months Balance Transfers: 0% intro APR for 15 months
Foreign Transaction Fee	None (0%)
Recommended Credit Score	Good to Excellent (670-850)
Official Bank Disclosure	Official Capital One Website ↗

✓ Unlimited 1.5% cash back on every purchase with no rotating categories or sign-ups
✓ No annual fee and zero foreign transaction fees worldwide
✓ 0% intro APR for 15 months on purchases and balance transfers
✓ 5% cash back on hotels and rental cars booked through Capital One Travel

✕ 1.5% flat rate is lower than 2% cards like Citi Double Cash or Wells Fargo Active Cash
✕ Lacks high category multipliers for dining or supermarkets

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Quicksilver is the clear winner if you qualify, offering 1.5% cash back and a $200 bonus. Platinum i...