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Capital One SavorOne Student Cash Rewards
College students who want to build credit and earn 3% cash back on groceries, dining, and weekend outings.
Official Financial Terms & Fees
| Annual Fee | $0 |
| Base Earning Rate | 1% cash back on all other purchases |
| Welcome Bonus Offer | Earn $50 bonus after spending $100 within the first 3 months. |
| Regular APR | 19.99% - 29.99% Variable |
| 0% Intro APR Window | Purchases: None Balance Transfers: None |
| Foreign Transaction Fee | None (0%) |
| Recommended Credit Score | Fair / Student (580-669) |
| Official Bank Disclosure | Official Capital One Website ↗ |
✓ Reasons to Choose Capital One SavorOne Student Cash Rewards
- ✓ 3% cash back on dining, popular streaming services, grocery stores, and entertainment
- ✓ 8% cash back on Capital One Entertainment purchases
- ✓ No foreign transaction fees — perfect for study abroad programs
- ✓ Automatic credit line reviews in as little as 6 months
✕ Drawbacks to Keep in Mind
- ✕ Smaller welcome bonus than standard adult tiered cards
- ✕ High regular APR if monthly balances are not paid in full