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Capital One Venture X Rewards Credit Card
Luxury travelers looking for premium airport lounge access and anniversary perks that fully offset the annual fee.
Official Financial Terms & Fees
| Annual Fee | $395 |
| Base Earning Rate | 2x miles per dollar on every purchase |
| Welcome Bonus Offer | Earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months. |
| Regular APR | 19.99% - 29.74% Variable |
| 0% Intro APR Window | Purchases: None Balance Transfers: None |
| Foreign Transaction Fee | None (0%) |
| Recommended Credit Score | Excellent (720-850) |
| Official Bank Disclosure | Official Capital One Website ↗ |
✓ Reasons to Choose Capital One Venture X Rewards Credit Card
- ✓ $300 annual credit for bookings through Capital One Travel
- ✓ 10,000 bonus miles every year starting on your first anniversary (worth $100 in travel)
- ✓ Unlimited complimentary access to Capital One Lounges, Landmark Lounges, and Priority Pass™
- ✓ Add up to 4 authorized users for free, each receiving their own lounge privileges
✕ Drawbacks to Keep in Mind
- ✕ $395 annual fee upfront
- ✕ $300 travel credit must be booked through the Capital One Travel portal
Head-to-Head Showdowns Involving Capital One Venture X Rewards Credit Card
Capital One Venture vs Venture X
Surprisingly, Venture X is the better financial value. Its $300 travel credit plus 10,000 anniversar...
See full side-by-side math →Venture X vs Chase Sapphire ReserveVenture X wins on affordability and net value with an effective annual fee of -$5 after its $300 cre...
See full side-by-side math →Venture X vs Sapphire PreferredWhile Sapphire Preferred has a lower upfront fee ($95), Venture X's $300 travel credit and $100 anni...
See full side-by-side math →