ChaseVisaSnapshot ·partially checked against the issuer page on 2026-10-10 (annual fee, welcome bonus, purchase APR, intro APR, foreign transaction fee, earn rates); other figures pending verification
Chase Freedom Unlimited®
Cardholders who spend frequently on dining & drugstores or participate in the Chase ecosystem.
Official Financial Terms & Fees
| Annual Fee | $0 |
| Base Earning Rate | 1.5% cash back on all non-bonus purchases |
| Welcome Bonus Offer | Earn $200 bonus after spending $500 on purchases in your first 3 months. |
| Regular APR | 18.49% - 27.99% Variable |
| 0% Intro APR Window | Purchases: 0% intro APR for 15 months Balance Transfers: 0% intro APR for 15 months |
| Foreign Transaction Fee | 3% |
| Recommended Credit Score | Good to Excellent (670-850) |
| Official Bank Disclosure | Official Chase Website ↗ |
✓ Reasons to Choose Chase Freedom Unlimited®
- ✓ 3% on dining (takeout and eligible delivery services) & drugstore purchases
- ✓ 5% cash back on travel booked through Chase Travel℠
- ✓ 1.5% baseline cash back floor on all other spending
- ✓ Pairs seamlessly with Sapphire cards to unlock 1:1 airline and hotel point transfers
✕ Drawbacks to Keep in Mind
- ✕ 3% foreign transaction fee on all purchases outside the United States
- ✕ Base rate of 1.5% is lower than dedicated 2% flat-rate cash back competitors
Head-to-Head Showdowns Involving Chase Freedom Unlimited®
Freedom Unlimited vs Freedom Flex
Freedom Unlimited is the superior daily driver for 90% of cardholders who want a reliable 1.5% floor...
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