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Wells Fargo Active Cash® Card
Everyday cardholders wanting a simple 2% card with cell phone insurance and an easy welcome bonus.
Official Financial Terms & Fees
| Annual Fee | $0 |
| Base Earning Rate | 2% cash rewards on purchases |
| Welcome Bonus Offer | Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. |
| Regular APR | 19.49%, 24.49%, or 29.49% Variable APR |
| 0% Intro APR Window | Purchases: 0% intro APR for 15 months Balance Transfers: 0% intro APR for 15 months on qualifying balance transfers |
| Foreign Transaction Fee | 3% |
| Recommended Credit Score | Good to Excellent (670-850) |
| Official Bank Disclosure | Official Wells Fargo Website ↗ |
✓ Reasons to Choose Wells Fargo Active Cash® Card
- ✓ Unlimited 2% cash rewards on purchases credited immediately without waiting for payment
- ✓ Up to $600 of cell phone protection against damage or theft (with $25 deductible)
- ✓ 0% intro APR on purchases and balance transfers for 15 months
- ✓ $200 welcome bonus with an accessible $500 spend threshold
✕ Drawbacks to Keep in Mind
- ✕ 3% foreign currency conversion fee abroad
- ✕ No option to transfer cash rewards to airline loyalty programs at enhanced valuations